Recognize that time is money. This critical piece of advice is attributed to Benjamin Franklin, who was an accomplished American inventor, journalist, printer, diplomat, and statesman--the ultimate multitasker. Your ability to manage your time (and stop procrastinating) is a critical ingredient in your ability to make money. Whether you have a job or are self-employed, keep track of what you're spending your time on. Ask yourself "Which of these activities make the most money, and which of them are a waste of time?" Do more of the former and less of the latter, simple as that. When you're focusing on high-priority tasks, get the job done well, and get the job done fast. By working efficiently, you're giving your employer or clients more time, and they'll appreciate you for it. Remember that time is a limited resource that you're always investing. Will your investments pay off?

Become an Amway (amway.com) "Independent Business Owner" and hawk beauty, health and home-care products to earn proceeds from the markup—the suggested retail price results in about a 29 percent profit. But the big bucks are made by recruiting others—each month you get a bonus of 3 to 25 percent of the volume sold by all the recruits you've brought into the fold. The average Amway seller makes $115 a month, but many earn much more.


You like to buy things, and companies would kill to know why. Cash in on your coveted consumer sensibilities by taking part in focus groups and online surveys. Check out findfocusgroups.com for paid listings—commitments vary in length and pay ranges from $15 an hour to more than $300 for more in-depth studies. As a rule of thumb, look for companies you've heard of and don't give our your social security number or bank account number. Also, be sure to never give out your social security number. For lazier folks who don't want to leave the house, your best bet is online surveys. Start by going to earnontheside.com, a site that ranks paid online survey sites.
What does that mean for you? It means Nielsen will pay you $50 a year to keep their app on your favorite internet browsing device. The app itself collects statistics on your internet usage anonymously, so you never have to worry about any data being linked to you. And the best part is, the app takes up barely any space and doesn’t slow down your phone or tablet at all!
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