And there is no need to be nervous about making such a change to your W-4. The withholding allowances you enter into your W-4 do not determine your tax bill, just how much you pay per paycheck. That means it’s perfectly legal to change the withholding allowances on your W-4, provided you claim the correct number of allowances on your actual tax return.
So, I put together a free master course for you to take that spreads out all of the work involved in starting a blog, into a series of action-packed lessons. My free course breaks the entire process of starting a blog down into an incredibly simple 7-day process for going from 0 to publishing (and promoting) your first blog post in just 1 week. I can't recommend it enough.
My next self-funded business hit $160,000 in revenue in its first year alone. After that first taste of self-made success, I’ve gone on to sign consulting contracts worth tens of thousands of dollars with startups like LinkedIn and Google, launch profitable online courses, and build a following of hundreds of thousands for this blog and my podcast series.
At CafePress (cafepress.com), you can create shirts, posters and bumper stickers and sell them to the site's 6.5 million users. Each item has a base price; you decide the markup. When someone buys a product, CafePress prints it and ships it, and you get a check for your total markups once a month. Tamara Remedios, whose day job is running Restaurant Week in Hoboken and Jersey City, started a popular customized T-shirt store on CafePress called Wear My Name in 2001, on which she spends about 10--15 hours a month. Her average markup is $6, and her busiest months net about 100 sales. "I put everything I make in a bank account and go on a vacation each year," she says.
CIT Bank offers an interest rate of 1.85% on money market accounts — more than 15x the national average. Just like with a checking or savings account, your money is FDIC secured, there are no monthly service fees, and you can access your funds any time. All you need is $100 to open an account and start earning more money on the cash you already have.
With online jobs, there are many opportunities to specialize in your own area of expertise. You don’t need to do boring work to earn a living. As compared to the job market, one can settle on a job they do not love just to make ends meet. On the internet however, there are varieties of jobs to work on. Therefore, you can choose an area that best suits you and become an expert at it.
I have a personal blog that I use for journaling. I became good enough that I opened my own business as a social media consultant. I’m now making a decent amount of extra money. I am also a photographer with a lot of graphics program experience, so I make a little more by doing graphic design, photography, and even digital enhancement. You don’t have to be the best at something in order for it to be profitable; you just have to put in the work and be better or cheaper than other people out there. However, it IS work.
Lynne Norris, who works out of her home in Pennsylvania (NorrisBusinessSolutions.com), says that rates for VAs run about $25 to $75 or more an hour, based on the types of services you provide. The startup costs are about $500 to $1,000, assuming you have an up-to-date computer and printer. Lynne loves the flexibility. "My children are happy that I don't miss the important things in their lives." Check out the International Virtual Assistants Association, orvirtualassistantjobs.com andteamdoubleclick.com for more.

22. Advertising – This is definitely the most old-school way of earning money with a blog. It’s also starting to become the least common way. You can sell advertising spots directly on your site or you can sign up with a company like Google AdSense or Media.net. Either way, you won’t see a whole lot of money from ads until your views are well into the thousands each day.


OneOpinion— signing up is completely free, as it should be. This survey site, like many others, works on a points system: 1,000 points = $1. Once you reach 25,000 ($25), you can choose to cash out via PayPal or an Amazon gift card. OneOpinion also offers product testing, which means you have the opportunity to test new products at home before they hit the market.

If you want to clear some space out in your house and have a big stack of books you’ve been holding onto for too long, you can make money selling your books and textbooks online. Stores like Half Priced Books and others will give you cents on the dollar for each of your current books while you can check what your book is worth by simply entering the ISBN number on Book Scouter.
Under no circumstances should any information from this blog be used as replacement for professional financial advice. DollarSprout.com is owned by VTX Capital, LLC and neither are licensed by or affiliated with any third-party marks on this website and third parties do not endorse, authorize, or sponsor our content except where clearly disclosed. DollarSprout.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Find an audience for your passion or hobby and you’re all set to make money online doing something you love via a niche website. That of course, is easier said than done. Creating a profitable niche website takes time and is not intended for the faint of heart. But, if you can hurdle the steep challenges and positively answer a few key questions on whether the website business idea you’re thinking about is profitable, then you can begin building it and eventually monetize through advertising, affiliates, or other relevant products.

 @dasjung It sounds like you paid a lot for your education, as did I. But you got to face it, today’s technology allows the average Joe to accomplish a comparable logo with much less effort than you or I could put into it, and the savings outweighs the extra benefit of our knowledge. We, as designers, have been out done. It is time to go back to school, unfortunately… 
Tutor students. If you have an academic specialty and can squeeze in a couple of hours during the week while Junior is taking a nap or Janie is at gymnastics, share your knowledge with struggling students. Find students looking to improve their grades on your own through your kids' schools – check a site such as Craigslist.org to gauge hourly rates in your area – or sign on with an online tutoring company, such as Tutor.com. You must be available to tutor at least five hours a week and have a college degree to tutor certain subjects for Tutor.com. Tutoring is done virtually from home via a computer, not in person. Tutor.com tutors are paid an hourly rate based on the subject.
Freelancing is the next best thing to being paid more for your full-time work, because professional work always pays more than unskilled. To find opportunities, let former colleagues or other personal connections that you’re available for freelance gigs. (Here are some ideas on how LinkedIn could be useful for that.) Or, post on marketplaces particular to your field. For instance, Mediabistro, a journalism site, allows freelancers to post profiles of their experience and services. Though these are more up to chance, designers can bid on jobs at 99Designs.com or submit a design at Threadless, to see if it will be crowdfunded. Elance-Odesk also lists many freelance opportunities, and you can also post your own services on Fiverr, although some freelancers say these services create a race to the bottom on fees and so are not very lucrative. If you're new to freelancing, here's how to set your rates, and here's how to negotiate raises with clients.
 @dasjung No doubt! I know this and you know this, and any other highly skilled and educated designer will also know this. But what about the customers? The people who are looking for a logo design with much consideration of price in this economy.  Knowledge and talent expect the monetary reimbursement it deserves, but unless everybody has a trained eye to recognize it, they just aren’t going to dish out the money for it. That is the point I am trying to make. It is like calling the neighborhood handyman instead of  a high cost plumber to fix a small leak.
Not only will this multiply the money you’re bringing in in a serious way, but it protects you against any sudden changes in the market or in your business. Remember that old saying about putting all your eggs in one basket? A few hours a week committed to just one or two of the following opportunities will put you in a much stronger position to be financially safe and independent.

Listing an item on eBay takes just a few minutes, but some people can't be bothered. Offer to sell their stuff for 10 percent of the profit. One publicist we know makes $100 a month selling her coworkers' designer clothes, bags and electronics. Her best tip—if something doesn't sell, repost it in a week. Even if it got no bids the first time around, it may get ten the second time.


Know the difference between an asset and a liability. The dividing line is whether it puts money in your pocket, or takes it out.[4] As much as you love your home, for instance, it is a liability rather than an asset because you put more money into it than you get out of it (unless you're flipping it or renting it out). Whatever money you save, invest it in assets such as stocks, mutual funds, patents, copyrighted works--anything that generates interest or royalties. Eventually, you might get to the point where your assets are doing the work for you, and all you have to do is sit there and make money!
Video is growing like crazy. And more and more people are looking for professional help cutting their raw footage into viral-worthy content. If you have the right software and a bit of skill, you can easily make money online as a video editor. Check out these article of Fstoppers on how to become an online video editor and then look for relevant jobs on Mandy.com, Creative Cow Job Search, or ProductionHub.
As long as there is still the written word, there will always be editors. Freelance editing and proofreading not only pays a decent hourly wage, it also gives you the chance to read about potentially interesting topics too. What's more, pursuing freelance writing & editing as a business idea can afford you a lifestyle that lets you travel the world as a digital nomad. You can find lots of job postings from companies and individuals in need of writing, proofreading, and editing services on Upwork, which makes this a high-demand opportunity to make money online.
Work in grocery delivery. Instacart is a company that will pay you to pick up grocery store orders in your spare time. The entire purchase and order takes place through the Instacart app, making it easy for you to pick up the groceries your customers wants and get paid. Like other food delivery jobs on this list, Instacart lets you earn a per-trip rate plus tips. Shipt is another service that will pay you to shop for groceries and deliver them to consumers in your area, so make sure to see if they’re available where you live.
Depending on your skill set, you could easily make a few hundred dollars or even a few extra thousand per month. And if you have some money to invest, you could easily launch into a variety of day trading activities. Those present some risks of your original capital. But if you know what you're doing and you work to hedge your bets by placing stops and limits, you could create sizable upside with lower-than-usual risks.
During my high school days, I was a pretty decent golfer (about a 2-3 handicap, for you other golfers out there). I was asked by my local club professional if I would help him teach his junior golf clinics that summer. If you have specialized skill in any sport, there are definitely opportunities out there for teaching others the fundamentals (and getting paid).
How To Work From Home Selling On Amazon FBA: The first year that Jessica’s family ran their Amazon FBA business together, working less than 20 hours a week total, they made over 6 figures profit! Check out this interview for more information on how to work from home selling on Amazon FBA. Jessica also has a FREE 7 day email course that will help people understand all of the basics of this business. I recommend signing up for it now!
Did you ever see the movie Stripes? It's an 80's classic and one of those timeless comedies with Bill Murray. Click here to see Harold Ramis teaching his English class the Do Do Run Run by Shaun Cassidy. To get started teaching English as a second language to adults, go through your local schools and colleges to find classes where teachers of English are needed.

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Robert said he did an average of 4-6 of these gigs per year for a while depending on his schedule and the work involved. The best part is, he charged a flat rate that usually worked out to around $100 per hour. And remember, this was pay he was earning to advise people on the best ways to use social media tools like Facebook and Pinterest to grow their brands.
Mow lawns or plow driveways. If you’re willing to mow yards or shovel or plow snow in the winter, you could easily start your own snow removal and lawn mowing business on the side. While you can usually find work by reaching out to your local community via word-of-mouth, flyers, or online message boards, the website Plowz & Mowz allows you to set up an online profile and reach more customers in your area.
Look into survey sites like MyPoints, Survey Junkie or Vindale Research where you’ll get paid just for taking surveys and giving your opinion. Sounds like a pretty sweet deal, right? Just remember, these sites are looking for specific criteria. So you might have to wait for the right survey to come along that you qualify for. Plus, you’ll have to reach a certain threshold before you can cash out your points. It’s not a get-rich-quick opportunity by any means, but that extra cash can still add up over time. If you’re the patient and persistent type, give it a shot!
If you're an exact size 4 or the perfect size 8, fashion designers need you to try on their designs and give feedback on what does and doesn't work for your shape. The pay is great—between $2,000 and $3,000 a day—but you need an agent. MSA Models (570 Seventh Ave at 41st St; 212-944-8896, msamodels.com) is the gold standard and holds open casting calls (show up at 10am on Tuesdays). Mary-Evy McNenny, a 51-year-old Upper East Sider, has works as a fit model for Lafayette 148 and Ellen Tracy—and she admits it's not easy. "You cannot lose or gain weight. Just a few pounds and things won't fit the same," she says. "I weigh myself every day. When I go on vacation, I bring a scale in my carry-on bag."

Once you are all set up, Live Ops has an excellent online training program that teaches you how to handle calls from customers. You will be taking calls for many different companies. When you start working, your phone will ring and a script will pop up on your screen. You simply read the script word for word and input customer information as you go along. If customers have questions, there is a section on your screen with FAQ’s and you are also logged into a virtual chat room should you need to ask for support from a supervisor.


Recognize that time is money. This critical piece of advice is attributed to Benjamin Franklin, who was an accomplished American inventor, journalist, printer, diplomat, and statesman--the ultimate multitasker. Your ability to manage your time (and stop procrastinating) is a critical ingredient in your ability to make money. Whether you have a job or are self-employed, keep track of what you're spending your time on. Ask yourself "Which of these activities make the most money, and which of them are a waste of time?" Do more of the former and less of the latter, simple as that. When you're focusing on high-priority tasks, get the job done well, and get the job done fast. By working efficiently, you're giving your employer or clients more time, and they'll appreciate you for it. Remember that time is a limited resource that you're always investing. Will your investments pay off?

Get paid to search the Web. Sites like Swagbucks.com and Zoombucks.com will pay you to use their online interface to search the web. To qualify, you need to be willing to download their search bar and use it for everyday Internet use. The only caveat that comes with this “gig” is that you might be paid in gift cards instead of cash. If you can parlay those gift cards into items you need to buy anyway – like groceries or gas – searching online can be a lucrative way to spend your free time.

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