If you’ve received gifts you really don’t want – and they’re still in the packages – try returning them. Some retailers will take them back up to a year later.   If you are not sure where the item was purchased, try going online and searching.  If a retailer like Walmart or Target pops up then you can return it there without a receipt and get a gift card.


Etsy is the most popular online marketplace for handmade goods and crafts. From bracelets to phone cases, rings, furniture, and more, Etsy is perfect for anyone who is creative and wants to sell their handmade creations. As long as you have the space, this can make for one of the best ways to make money online that can be started with a very limited investment. Consider these 5 steps to starting an Etsy store, from Handmadeology.
The music industry might not be as strong as it was in the 80s, but there are still plenty of ways to make money online as a musician. Sites like SoundBetter let you sell your services as a songwriter, producer, or session musician to thousands of customers a month. While Musicbed, Music Vine, Marmoset, and SongFreedom are perfect for licensing your music to TV shows, movies, and web series.
That’s my plan. No kids, no spouse, parents deceased. I’ll never be able to retire. On PSLF, but forgiveness not approved until 120th payment. Many are not being forgiven now. I take courses to stay in deferment. FedLoan bases payment on gross; not net. How does that make any sense?! After bills I can’t afford the payment. I have 3 grad degrees. Was supposed to be a psychologist. APA & NCE won’t accept my 15yo degrees for the national exam. So I teach at a CC. Over 180,000 in debt now and it grows monthly.
No one knows your hometown like you do, and you can translate that into cash by leading tours of your city. The website vayable.com allows you to set up and guide tours around a particular cultural experience. If you’re the foremost expert on ghost stories, beer, architecture, or crime (or anything else!) in your town, then you can start leading tours for people who want to hear your stories.
20. Etsy – If you like to create arts and crafts, you can sell them on Etsy.It’s completely free to open an Etsy store. You simply sign up, post pictures of your creations and starting selling. You can choose your payment option, but PayPal is generally the easiest. Etsy makes it easy to sell and keep track of your inventory. There is a small listing fee and they take 3.5% of every sale you make.
Redefine wealth. In studies of millionaires, people are surprised to learn that most millionaires aren't doctors, lawyers, and corporate leaders with big houses and fancy cars; they're people who religiously live below their means and invest the surplus into assets, rather than liabilities.[3] As you're taking the above steps to make more money, keep in mind that increased income does not necessarily equal increased wealth. Most people who flaunt their wealth actually have a low net worth because their debt to asset ratio is high--in other words, they owe a whole lot more money than they actually have. All of the previous steps have outlined aggressive strategies for making money, but you'll never get anywhere if you have a hole in your pocket.
There are several ways to make money from your car such as taxiing people, renting your car, or advertising businesses. Run the numbers before using your car to make money, especially if you're driving more than usual because it might cost more than you earn to use your car as a money-maker. Factor in depreciation, wear and tear, and gas expenses when you decide if driving is a cost-effective way to make extra money. 
Another option that isn’t quite cash back but is along the same lines of “make money by saving money” — the Honey Chrome extension. Whenever you head to your cart to check out, Honey searches for online coupon codes or better deals from different retailers. That means no more wasted time Googling “[insert store name] coupon code” just to come up empty-handed. Honey does all the legwork for you!
Find an audience for your passion or hobby and you’re all set to make money online doing something you love via a niche website. That of course, is easier said than done. Creating a profitable niche website takes time and is not intended for the faint of heart. But, if you can hurdle the steep challenges and positively answer a few key questions on whether the website business idea you’re thinking about is profitable, then you can begin building it and eventually monetize through advertising, affiliates, or other relevant products.
While we all have some extra time, it often doesn't feel like it, does it? We're usually so busy and enthralled in whatever it is that we're doing that we forget to spend the time on navigating the murky online waters of money making. That's understandable. But it also doesn't take too much effort to make some extra dough on the side. We're not talking about millions upon millions here (well maybe for some). We're mostly talking about doing small, bite-sized projects to generate some fast cash.
Acorns works by essentially rounding up the spare change from your everyday purchases (to the nearest dollar) and then invests the difference into the stock market. If you’re clueless about how the stock market works, but still want the highest return you can possibly make on your money, this is the perfect way to start investing. You can read our full Acorns Review here.
I have a personal blog that I use for journaling. I became good enough that I opened my own business as a social media consultant. I’m now making a decent amount of extra money. I am also a photographer with a lot of graphics program experience, so I make a little more by doing graphic design, photography, and even digital enhancement. You don’t have to be the best at something in order for it to be profitable; you just have to put in the work and be better or cheaper than other people out there. However, it IS work.
Waiting tables and bartending are good ways to make extra money, but it’s not exactly if the work was easy. And if you don’t have any experience good luck applying at the nicest place in town, most restaurants require experience. Also if you have problems dealing with demanding, hungry people – STAY AWAY! The hours are late, sometimes you won’t make any money. Especially right now, starting at new place will be difficult, if you can get hired expect to be the first one cut every night (aka less money) as those with seniority will want to stay. It still is a good deal though. I’ve put myself through college (chem major) without loans, never lived in the dorms, and I have about 10K in the bank. I will continue working in the restaurant biz even after I have a “Real Job,” the extra 10-15K/year for part time work is worth it.
Once you’ve gathered a list, put together a template outreach email (as you’ll be doing this over and over) that’s short and clear with expectations. Tell your potential interviewee who you are, what your podcast is about, and what you’re asking of them. Do a few test interviews with friends and family to make sure everything is being recorded at the quality you want and then book your first episode.
Double check yourself, before you double wreck yourself. Make sure everything you send to a company, whether a résumé, an email or a portfolio, is good to go. Double check your grammar and wording, and for God’s sake use spell check! This is especially important when it comes to the company’s name. Don’t spell their name wrong and be sure to type it how they type it (e.g. Problogger, not Pro Blogger).
Chase Freedom Unlimited℠ – The Chase Freedom Unlimited℠ is a new Chase card that is taking the rewards world by storm! By signing up, you’ll earn a $150 signup bonus after you spend just $500 within 90 days. Plus, you’ll earn a flat 1.5% back for every dollar you spend on any type of purchase. Best of all, this card doesn’t charge an annual fee, either.
Then once you’ve got your domain name and hosting sorted out, it’s time to pick a CMS, or Content Management System, that will let you update pages, build your blog and integrate with all the other services you need. It’s hard to go wrong with WordPress—the CMS powering close to a quarter of the internet. Keep in mind that eventually as you start growing traffic to your blog, you'll be wise to invest in a managed WordPress hosting plan from a company with great service like Kinsta, where all of the settings are custom-tailored and optimized to work particularly well with WordPress-powered websites.
Then once you’ve got your domain name and hosting sorted out, it’s time to pick a CMS, or Content Management System, that will let you update pages, build your blog and integrate with all the other services you need. It’s hard to go wrong with WordPress—the CMS powering close to a quarter of the internet. Keep in mind that eventually as you start growing traffic to your blog, you'll be wise to invest in a managed WordPress hosting plan from a company with great service like Kinsta, where all of the settings are custom-tailored and optimized to work particularly well with WordPress-powered websites.

While I think that your initial response to Phillip’s suggestion about design was a little too strong, Dasjung, I’ve got to chime in here and observe that Phil, ThunderCock and Dumbass, by resorting to name calling and simplistic reasoning, come across as very lacking in both decorum and sensitivity.  If a guy wants to expect, even demand, high quality in his field of choice, I beleive he has a right, if not a responsibility, to do so!  Also, Dumbass, be careful who you call Dumbass. You just show YOUR true colors by doing so. 
Channel your inner minimalist and get rid of all those dusty DVDs or CDs on your entertainment stand or in boxes under your bed. And make the whole process easier with Decluttr. You can scan the bar codes of items you don’t want anymore and see how much money the company will give you. Instead of waiting around for a buyer to maybe purchase your item, the company itself will buy your items outright. See ya later, Godzilla DVD. 

Even in the age of automation, some jobs still require a human touch. Companies often outsource those jobs via services like Amazon’s Mechanical Turk. These jobs can be tedious — tagging images, transcribing videos, classifying receipts — and can take anywhere from a few minutes to a few hours. Pay depends on the task, and the person requesting the work gets to approve the finished product before paying you. That can leave room for scams, so do your research and join a community like TurkNation, which can steer you away from shifty dealers. Read more about doing tasks on Mechanical Turk.

Start a bed and breakfast. If you live in a popular resort area or own a historic property, a B&B might be the perfect side hustle. Not only can you work at home with this career, but you’ll also score some tax write-offs in the process — although most innkeepers caution that the profession requires a lot of hard work and is more of an attractive lifestyle than a money-making pursuit.

Just be sure to put a lot of care into your product listings. Everything from the titles you use, to how effective the description is at convincing potential buyers your product is better than the rest, and even taking care to shoot high quality product photos can have a dramatic impact on your sales. I recommend using photo editing tools like Fotor, which gives you the ability to edit your images, create captivating graphic designs and more.
Trading options might seem risky if you have very little capital to spare. But it's also a great way to enter into a market that would otherwise cost you an arm and a leg if you were to buy the stocks at full price. With options, you can participate in the movement of a stock without having to put up all the money to actually buy that stock. For example, if Amazon costs $1000 a share, buying a 1,000 shares will cost $1 million. But, 10 call options at $10 each (with each option representing 100 shares of stock) costs $10,000. 
Work remotely for a call center. Because many call center jobs are location independent, finding work in this field is an easy way to earn some money from home. Dozens of sites list job openings for call-center representatives, including Freelancer.com and SimplyHired.com. Meanwhile, you should check local job listings for openings and opportunities as well.

To test these websites, you’ll be asked to visit the site in question and record your reactions and thoughts as you go through it. To get started making extra money online by testing websites, sign up for some of the most popular services like UserTesting.com, Userlytics, TryMyUI, Userfeel, TestingTime (for people outside the U.S), or Side Income Jobs.
If you’ve received gifts you really don’t want – and they’re still in the packages – try returning them. Some retailers will take them back up to a year later.   If you are not sure where the item was purchased, try going online and searching.  If a retailer like Walmart or Target pops up then you can return it there without a receipt and get a gift card.

ebay is a popular resource for selling various used and unwanted items. However, there are specific sites for selling certain used items such as books, jewelry, wedding dresses, and electronics where you may have greater success. Also, to maximize earnings, it's important to take a great photo of the item and write a compelling, honest description.
Perhaps you're interested in measuring America. “Census Bureau Regional Offices conduct continuous surveys–other than the once-a-decade population count–to supply the nation with important statistics on people, places and our economy.” The US Census website states that the local field workers understand their communities best and are an important part of conducting surveys with residents. You get to work out of your home and you're also reimbursed for your mileage. The Census Bureau is hiring across the United States and you can search temporary field positions here.
*The Ellevest The Penny Hoarder promotional offer is valid from July 25, 2018 to December 31, 2018 for the first 1,000 new clients of Ellevest who enter through this designated landing page. Clients who enroll and fund their non-retirement account will receive $25 added to their highest priority goal in their Ellevest account. Clients who enroll and fund their retirement account will receive a $25 Amazon gift card which can be redeemed by visiting www.amazon.com. Please review Amazon.com Gift Card Terms and Conditions prior to redemption. Ellevest is not responsible for lost Amazon Gift Cards. Ellevest’s processing time for depositing $25 into a client’s Ellevest account or delivery of a $25 Amazon gift card may be up to 60 days.
Being a food delivery driver is back in style! People all over the country are signing up to do it. Two companies are dominating the space: DoorDash and UberEats. How it works is easy: When a person places a food delivery order from a local restaurant, the restaurant notifies DoorDash or UberEats (whichever one they use) that they need a driver to pick up and deliver the food to the customer. As the driver, you get a notification that a delivery is waiting and you can choose to go pick up and deliver the food (specific instructions on where to go, etc. included). DoorDash pays a minimum of $10/hour but says drivers can earn $25/hour on average. I've read from various sources that UberEats drivers make between $10-$12/hour after accounting for expenses. I recommend looking into it yourself. Click here to read about DoorDash, or here to read up on UberEats.
Then once you’ve got your domain name and hosting sorted out, it’s time to pick a CMS, or Content Management System, that will let you update pages, build your blog and integrate with all the other services you need. It’s hard to go wrong with WordPress—the CMS powering close to a quarter of the internet. Keep in mind that eventually as you start growing traffic to your blog, you'll be wise to invest in a managed WordPress hosting plan from a company with great service like Kinsta, where all of the settings are custom-tailored and optimized to work particularly well with WordPress-powered websites.
This can include advertising, but many businesses also need help just filling up their social media profiles with relevant (and consistent) content. If you enjoy learning about social media and want to take things a step further and make extra money, social media management is a great option. If you’re good at it, it can also open up a lot of doors for you down the road. This is a great article from Small Biz Trends on How to Start Your Own Social Media Business.

Right now on Upwork, they are looking for more writers. Set up a profile and start offering up your fast writing skills. You can make decent money with freelance writing and some people are able to make it a full-time business.  Check out this interview I did with a freelance writer who has had a lot of success and shares how to start a freelance business. Ready to get paid to write for blogs like mine? Check out this course, Get Paid to Write for Blogs, by my friend Catherine.


Are you skilled at a few special recipes or are your friends going crazy over your cakes? You know who you are. It might be time to take your talents to the making some extra money. People love to buy homemade goods, especially when you have a signature item or a story behind it. You can contract your items out for parties, meetings, etc. Or, consider holiday sales for local Christmas parties, birthdays and more.

– Project Payday is one of those sites that has testimonials of people who have earned thousands of dollars by getting paid to get trial offers. I’m not saying you’ll earn thousands, but it is legit and you can earn some extra cash. They assume that by paying you to do a free trial, you’ll either like the product and purchase it, or forget to cancel the trial and get charged for it. If you can keep track and cancel before you get charged (if you don’t want the product), then this is a great site for making some money.
There were several great ways to earn more money from your computer. I found a most profitable ways is simply search an idea around on the net and select few that really be able to implement as offline business. You see, most people nowadays so skeptical about make money online. That because so many program online was take first, give later. And a very sad thing about that was so rare that programs give real value to people. And not few were a scam scheme.
The secret to making money isn't working at a high-paying job, it’s finding creative solutions to people’s problems, and it doesn't take a fancy degree to do that. To get your creative juices flowing, check out these common and not-so-common ways of lining your pockets. Below that, you’ll also find more general financial advice as well as some money-making ideas for kids.
One simple way to make money from home is to help others complete tasks as a virtual assistant. If you're highly organized and can properly manage your time, then becoming a virtual assistant presents a low-friction entry point into the digital services industry. You can easily perform these functions as a remote worker no matter where you live or are from.
Start a bed and breakfast. If you live in a popular resort area or own a historic property, a B&B might be the perfect side hustle. Not only can you work at home with this career, but you’ll also score some tax write-offs in the process — although most innkeepers caution that the profession requires a lot of hard work and is more of an attractive lifestyle than a money-making pursuit.
There are also shopping apps like ibotta, MobiSave, and checkout 21 that give you money back for shopping. And the Walmart app has a savings catcher feature where you take a picture of the barcode or upc at the bottom of your receipt and they search all surrounding store and if a lower price is found they give you the difference back. I have made about 50 bucks total from this app and 20-30 from things like ibotta.
25. Products – You can create your own product, such as an ebook or computer software. You would then use your blog as a promotion tool to get people to buy your product. As long as you create a legitimate product with a whole lot of value, you should be able to get some buyers, but like everything else with a blog, you’ll need the traffic to get the sells.
Expert sales funnels often start with a free offer, also called the lead magnet. By delivering value in the lead magnet, you're creating trust with the consumer. In the next step, you'd usually find what's called a self-liquidating offer or a trip wire. These are insatiable deals that are hard to pass up, often for $7 to $47. The front-end offer is usually found beyond that along with one-time offers to help boost the lifetime value of the customer and the average cart value.
Once you are all set up, Live Ops has an excellent online training program that teaches you how to handle calls from customers. You will be taking calls for many different companies. When you start working, your phone will ring and a script will pop up on your screen. You simply read the script word for word and input customer information as you go along. If customers have questions, there is a section on your screen with FAQ’s and you are also logged into a virtual chat room should you need to ask for support from a supervisor.

Perhaps you're interested in measuring America. “Census Bureau Regional Offices conduct continuous surveys–other than the once-a-decade population count–to supply the nation with important statistics on people, places and our economy.” The US Census website states that the local field workers understand their communities best and are an important part of conducting surveys with residents. You get to work out of your home and you're also reimbursed for your mileage. The Census Bureau is hiring across the United States and you can search temporary field positions here.
Set up a roadside stand. Depending on where you live, you could profit handsomely by setting up a roadside stand. If you live near a resort area, for example, you could buy cases of bottled water, put them on ice, and sell them to passers by for twice what you paid. Selling fruit and produce you grow yourself is also a smart idea in highly-traveled areas.
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