If you're not self-employed and work for a company, find out if they have a retirement plan. If you're lucky, employers will sometimes match contributions you make into a retirement fund. Retirement plans also often have the benefit of being tax-deferred. The longer you get to keep your money (and make interest on it) the better. It's never too early to start planning for retirement.

Listing an item on eBay takes just a few minutes, but some people can't be bothered. Offer to sell their stuff for 10 percent of the profit. One publicist we know makes $100 a month selling her coworkers' designer clothes, bags and electronics. Her best tip—if something doesn't sell, repost it in a week. Even if it got no bids the first time around, it may get ten the second time.
Babysitting isn’t just for teens. Everyone from college students to recent retirees can make money watching other people’s children. Word-of-mouth referrals from friends and family are still a great way to get started, but you can also create a profile on Care.com or Sittercity to expand your reach. Note any specialized skills, such as CPR certifications or experience with special needs children, to make yourself more marketable.
Hey!, I’m just putting some feelers out there to see if there’s anyone interested in making a pretty substantial amount of cash in a short amount of time. Only thing this requires is that you have an active bank account or credit card in the US. No cash is required up front to start. Which means your account can be on a zero balance and that’s completely fine. There are different money deals that suit just what you want, contact 44royaltom@gmail.com
If you're an exact size 4 or the perfect size 8, fashion designers need you to try on their designs and give feedback on what does and doesn't work for your shape. The pay is great—between $2,000 and $3,000 a day—but you need an agent. MSA Models (570 Seventh Ave at 41st St; 212-944-8896, msamodels.com) is the gold standard and holds open casting calls (show up at 10am on Tuesdays). Mary-Evy McNenny, a 51-year-old Upper East Sider, has works as a fit model for Lafayette 148 and Ellen Tracy—and she admits it's not easy. "You cannot lose or gain weight. Just a few pounds and things won't fit the same," she says. "I weigh myself every day. When I go on vacation, I bring a scale in my carry-on bag."
 @dasjung Well the creative industry needs to get over it then. Makes them sound like a bunch of cry babies trying to make the world stop revolving. Everything is a scheme to make extra money. Including the work by the most serious, professional web designer.  Every type of work has different levels of professionalism, and thank goodness we live in the U.S. where people are free to trade goods and services at the levels they deem appropriate. Free enterprise and liberty are beautiful words. I’m all for standards. I’m a CPA. But I’d never tell someone not to help people with taxes as a little side business. And that’s federal taxes! This is logo design. Logo design!My latest conversation: https://ptmoney.com/taking-time-off-work/
Participate in medical studies. If just the thought of this frightens you, know that the intensity of such studies varies greatly. Some studies ask participants (particularly those with medical conditions) to test treatments or medications that can have adverse side effects, but others ask participants to perform physical tasks with no lasting effects. If you are able-bodied and paranoid about keeping it that way, you can even participate as a control in a study at a nearby medical research facility or medical school.
Websites like Survey Junkie will pay you a decent chunk of change for the low-maintenance, borderline mindless task of completing surveys. Companies want to understand consumers better, and one way they do that is by compensating survey-takers. Most surveys pay between $0.50 and $1.25, and many of them take less than 5 minutes to do. You can read our full Survey Junkie review for more info.
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